Personal
Accounts |
Annual
Percentage Yield |
| True Advantage Checking Plus |
| Tier 1: $50,000 and over |
0.15% |
| Tier 2: $25,000 - $49,999 |
0.10% |
| Tier 3: $10,000 - $24,999 |
0.10% |
| Tier 4: $2,500 - $9,999 |
0.05% |
| Tier 5: < $2,500 |
0.05% |
True Advantage Savings*
Requires True Advantage Checking or Checking Plus Account |
| Tier 1: $50,000 and over |
0.30% |
| Tier 2: $25,000 - $49,999 |
0.20% |
| Tier 3: $10,000 - $24,999 |
0.10% |
| Tier 4: $2,500 - $9,999 |
0.05% |
| Tier 5: < $2,500 |
0.05% |
| Select Checking Plus |
| Single Tier |
0.05% |
| Personal Money market* |
| Tier 1: $2,500 and over |
0.10% |
| Tier 2: < $2,500 |
0.05% |
| Health Savings Account* |
| Tier 1: $2,500 and over |
0.50% |
| Tier 2: < $2,500 |
0.25% |
Welcome Savings*
Maintain $250 balance to avoid monthly fee of $5 |
| Tier 1: $2,500 and over |
0.10% |
| Tier 2: < $2,500 |
0.05% |
Starter Savings*
Available to customers age 17 or younger |
| Tier 1: $2,500 and over |
0.10% |
| Tier 2: < $2,500 |
0.05% |
| Holiday Club* |
| Single Tier |
0.10% |
Rates in effect as of 5/2/12. Please note these rates are subject to change at any time. Rates may change after the account is opened. Interest is compounded daily. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.
*Banking regulations governing savings and money market accounts specify that transfers into another account or to a third party by check, preauthorized automatic or telephone requests are limited to six per monthly cycle. In person transactions at a branch or ATM are unlimited.
**There are penalties for early withdrawal from a CD or IRA.
|
Certificates of Deposit
and IRAs |
Annual
Percentage Yield (APY) |
True Advantage** ($1,000 minimum to open and to earn APY)
Requires True Advantage Checking or Checking Plus Account |
| 6 - 8 months |
0.45% |
| 9 - 11 months |
0.40% |
| 12 - 17 months |
0.60% |
| 18 - 23 months |
0.70% |
| 24 - 35 months |
0.80% |
| 36 - 47 months |
1.15% |
| 7 - 31 Day CD/IRA** ($100,000 minimum to open and earn APY) |
| 7 - 31 days (Maturity) |
Negotiated |
| 1 - 60 Months** ($1,000 minimum to open and earn APY) |
| 1 - 2 months (Maturity) |
0.15% |
| 3 - 5 months (Maturity) |
0.15% |
| 6 - 8 months |
0.20% |
| 9 - 11 months |
0.15% |
| 12 - 17 months |
0.35% |
| 18 - 23 months |
0.45% |
| 24 - 35 months |
0.55% |
| 36 - 47 months |
0.90% |
| 48 - 59 months |
1.25% |
| 60 months |
1.50% |
| Perfect CD** ($5,000 minimum to open and to earn APY) |
| 18 months |
0.65% |
| 30 months |
1.00% |
| Variable Rate IRA** ($1,000 minimum to open and to earn APY) |
| Single Tier |
0.25% |
Business
Accounts |
Annual
Percentage
Yield |
| Business NOW |
| Single Tier |
0.10% |
| Business Advantage Money Market* |
| $50,000 and over |
0.30% |
| $25,000 - $49,999 |
0.20% |
| $10,000 - $24,999 |
0.10% |
| $2,500 - $9,999.00 |
0.05% |
| < $2,500 |
0.05% |
| Business Money Market* |
| $2,500 and over |
0.10% |
| < $2,500 |
0.05% |
| Business Savings* |
| $2,500 and over |
0.10% |
| < $2,500 |
0.05% |
|