Gregory Keefe Senior Trust Counsel Hudson Valley Region Tompkins Financial Advisors Juris Doctor, Pace University School of Law Admitted to the New York State Bar 914-946-1277 gkeefe@tompkinsfinancialadvisors.com www.tompkinsfinancialadvisors.com
	Tiffany O'Toole Managing Director Hudson Valley Region Tompkins Financial Advisors Series 7, 8, 4, 24, 63, 66 Securities Registrations, NYS Life and Health Insurance License 914-946-1277 totoole@tompkinsfinancialadvisors.com www.tompkinsfinancialadvisors.com
	James Sbarra* Financial Consultant Series 7, 66 Securities Registrations, NYS Life and Health Insurance License 914-946-1277 james.sbarra@investfinancial.com
	Cristin Tsakanikas  Trust Associate Tompkins Financial Advisors 914-946-1277  ctsakanikas@tompkinsfinancialadvisors.com www.tompkinsfinancialadvisors.com
	William D. Winters VP and Trust Officer Tompkins Financial Advisors Series 7, 63 Securities Registrations, NYS Life and Health Insurance License 914-946-1277 bwinters@tompkinsfinancialadvisors.com www.tompkinsfinancialadvisors.com

*James Sbarra is a registered representative of and securities, advisory services and insurance products are offered through INVEST Financial Corporation (INVEST), member FINRA/SIPC, and affiliated insurance agencies. INVEST is not affiliated with other entities named. Products and services offered through INVEST are not FDIC/NCUA insured, are not guaranteed by any Bank/Credit Union, may lose value.

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**Tompkins Financial Advisors is the brand name used by Tompkins Financial Corporation for the wealth management services offered by its separate subsidiaries Tompkins Trust Company and AM&M Financial Services, Inc. Tompkins Trust Company provides bank trust and asset management services.  Tompkins Financial subsidiary AM&M Financial Services, a registered investment advisor (RIA), offers financial planning, investment, tax, and risk management services. Securities are offered through AM&M subsidiary Ensemble Financial Services, Member FINRA, SIPC.   

Investments are not FDIC insured, not Bank guaranteed, and may lose value.  

INVEST Financial Corporation and Ensemble Financial Services are not affiliated.