Mahopac National Bank offers numerous options for the first time home buyer or the seasoned homeowner that includes competitive rates, expert advice, easy application process and quick decisions. We offer the following:
Fixed Rate Programs
You can choose from several terms. Make regular monthly payments throughout the life of the loan. With our bi-weekly option, you can payoff your mortgage more quickly.
Click here for today's mortgage rates or here to use our financial calculators
Adjustable Rate Programs
We have a wide selection of adjustable rate mortgages to offer you more affordability. Longer terms between rate adjustments give you many of the advantages of fixed rate mortgages.
Click here for today's mortgage rates or here to use our financial calculators
Construction Loans
One loan - with one closing and fewer fees - does it all from start to finish. Funds are allocated during the construction period. The loan then converts to a permanent mortgage when construction is completed.
Also available:
SONYMA (State of New York Mortgage Agency)*
As a participating SONYMA Lender, we are currently offering the Low Interest Rate and Achieving The Dream mortgage programs. Both programs offer a below market rate with maximum financing for 1-4 family properties and manufactured homes. In addition, SONYMA will provide qualified borrowers with closing cost assistance of up to $5,000 that requires no monthly payment, is interest free and is forgiven after 10 years. Income and purchase price limits apply. This program is for SONYMA qualified borrowers only.
Our mortgage specialists can help you choose the mortgage that is right for you. Visit any branch office or click here to request additional information. 
All loans subject to credit approval
*Subject to income and other qualifying guidelines